What Are My Chances Of Getting Approved For A Mortgage Loan? | Ramaraju Padda

Ok so my boyfriend and I are trying to get a house . but our credit isn't the best. His credit... to get both of your credit scores to 620 or better to get a FHA loan (3.5% down plus closing costs). All other loans will generally require a larger down payment and a better credit score. Build up your credit score over the next year by paying on time. If you don't have a credit card, get a secured credit card (not a prepaid credit/debit) and charge small amounts monthly to build up your credit