I Have pretty bad credit i believe in the 360 area. I really need a personal loan to pay off a bunch of debts so that i can just owe one company back the money. the interest being compounded on so... to help you out of debt. And when they check on your credit, they do a soft pull, so it doesn't hurt your credit when they check on it. Other banks that do check on it hurts your credit and it will gradually get worse. I would try to get help from a credit union, especially if there is one
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