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, getting a loan with bad credit means that you are a higher risk than someone who has good credit... the cheapest finance charges is that going to pay lots of interest.You should know that your credit will be checked when you apply for the loan. Getting a loan with bad credit You may think that getting a loan with bad credit is going to be extremely tough. Likewise, a poor or bad credit score will negatively affect your ability to obtain credit. The first rate you see may not be the best rate

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