it to repair your credit. Here is what you need to know to get started. Bankruptcy on your credit records is going to weigh heavily on your credit score. If your bankruptcy was discharged less than four years ago you will need to qualify for a mortgage with a sub prime mortgage lender. Bad credit... to be responsible with the credit you have; keep the balances on your credit cards low and do not open too... will be refinancing this loan after two or three years of rebuilding your credit; you do not want to be hit
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