A lot of people who deal with bad debt also have bad credit scores and low credit ratings. If you have bad credit, it means that in one point in time, you â" the borrower â" did not live up... to these terms and conditions will result in being penalized. You will receive a lower credit score and other creditors will know you have a bad credit history. If you want to project a good image in the eyes of a credit lender, then you should try and achieve the best possible credit score. When
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