forget the points. Usually, if you have decent credit, and some money on had, you can really negotiate. If you have bad credit or some problems with income to debt ratio, then you may have to pay... credit is not up to par. In every situation, try not to pay points! They are usually accepted... Entries Reverse Mortgage Lenders Bad Credit? You Can Still Get a Mortgage to Buy a House Home Equity Loan... The Other Equity Line of Credit: the Answer to Your Financial Needs? Equity Line of Credit: the Answer
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