Deciding to refinance your mortgage can be a tricky task, as you can never be sure if the rates... time is to refinance is? One rule of thumb is that if your current interest rate is not more... and the amount of time it will take to pay that off may not be worth the refinance in the long run... that it took to refinance. If this is the case, then it may not be the time to refinance..., it is definitely something to take into consideration. Generally it is the right time to refinance
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