Legal and Legit DIY Credit Repair (Step 1)

I called one of my credit card companies to request a credit limit increase and was able to speak directly with the credit department.  I wasn't approved for the credit limit increase, but after an... not surprising; it is estimated that over 95% of all credit reports contain errors. I admit it, I have been lax on reviewing my credit lately.  Typically I pull at least one credit report every 3 to 4 months... favorite part of the whole credit report; seeing all of the exotic addresses I have had over the years