a way to get some coverage. After that the best thing you can do is to avoid racking up credit... credit card debt, take steps to reduce the interest you pay, or see if you can qualify for a lower... that determines your credit scores, which determines the interest rates you'll get on everything from a credit..., how credit scoring worksâ"can have huge effects on your life down the road. For example, one missed payment becomes part of your âcredit record,â and can set off a very Kafka-esque chain of events
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