Credit Card Perks Being Cut

I'm one of those people who thinks that the credit card can be a great personal finance tool when it's used correctly. If you have a good rewards program, or if your credit card offers some decent perks, then you can do well with a credit card. As long as you only use it to buy what you can afford, and are careful to pay off your credit card every month , I think a credit card can be a good way to earn free stuff. Unfortunately, we are seeing changes to credit card perks and rewards