My husband and I are working very hard to get out of debt. We only have school loans and a home loan. We pay off our credit card every month and pay extra towards the college loans. I would like to try for a baby. I have recently been diagnosed with an issue that may mean I am infertile. So I would like to try now just to try naturally first. My husband is thinking about it and he wants kids, but I think he is afraid of not having all of our financial ducks in a row, while I am afraid
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