time you can lower your rate by over ½ a point. If you refinance for under than ½ a point difference... may in addition want to refinance your Miami mortgage for one with a shorter life so that you pay off... and the total interest charges paid will be lower. An additional common reason to refinance your... refinance their ARM mortgages to prevent rate increases. ARM's (also called ATM's) have started to be very.... If you expect to live in your house for a long time, you might prefer to refinance your Miami
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