Strategies You Must Know To Increase Your Credit Score

see in the pie chart above, the biggest % of your credit score comes from your payment history and how timely your are with you credit card payments. Just one late payment can reduce your credit... the more damage that will cause to your credit history. Remember if it was one time you can always call your lender and try to fix it. How much you owe vs. how much credit has been extended to you â€" Your total credit card balances compared with your total credit limits, as well as each card's balance