with a good balance. I have two things on my credit report that I am disputing because Bank of America... said that. Anyway, somehow I am a "bad credit risk". I have a job that doesn't make 6 figures... a credit risk. I live within my means and take care of my bills, and somehow I am a risk for not paying... have to have a good credit ratio and blah blah blah. I do. I have all of that. The problem... a BALANCE on my credit card. The unmitigated horror! Well screw them. I will take the money I would
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