to lower your mortgage payment, here are some of the options you may want to consider. 1. Refinance... be able to refinance your loan at a lower interest rate provided you have a better credit history than... refinance. 2. Refinance to a longer mortgage Term Another manner to lower your monthly mortgage payment is to refinance to a longer mortgage term. This can be counterproductive as you end up paying... to diminish the balance and length of time you pay your loan back. 3. Refinance to an ARM Mortgage An
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