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The Human Element

out the credit card, usually reserved for particularly fancy purchases in which my grubby 3 year old.... I’m pretty good with my pennies; I can live in credit for a month and know I can immediately pay... coffee and croissant was put in front of me, all I had to do was pay. I used my credit card... of the phone said. “You’ve hit your credit limit.” What?! How?! I hadn’t used my credit... your credit limit.” “But I set up a direct debit in February for that card. There shouldn

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