activities. 7. Use your credit cards and pay in full! Back in college, my sister gave me a supplementary card for her credit card, and I just max it with shopping and dining expenses, until my mom took... and swear not to get credit card. Until my bank gave me a complementary credit card with waived..., that's the rule for credit cards. Pay them in full, otherwise, you will end up paying just for the interest every month, and you will never get to zero. The benefit of using credit cards? The rewards
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