By Dean Byler The words "buy now, pay later" go hand in hand with the credit card. The use of credit cards has become universal that it would be difficult to find a handful of people who do not have at least one credit card in their purse. A credit card has many advantages including not having... there is a grace period, many users are tempted to over use their cards ending up in credit card debt problems. Having a credit card can mean that there is a high probability for a person to have credit
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