Credit cards are very useful not only for establisher a good credit history, but for use as an ID..., possible to obtain lines of credit to buy a house, car or opening a business. What do you do if you have no credit history or credit score? Probably you have not any credit card or maybe you have bad credit loans history. When there is no good credit history, lenders consider you with high credit risk. And even this is much better to have nothing on credit that has very poor credit. But, you
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