The use of credit cards in making purchases is for a lot of people becoming a thing of the past. With ever increasing interest rates we have finally seen the light and decided to stop using credit... savvy about what we buy, now that credit is no longer easily available, a lot of us still have credit card debts which need to be cleared. Tackling your credit card debt should be done as soon as possible as this form of credit compared to a loan for example carries much higher interest rates
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