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Bad Credit Mortgage Refinance Advice

with trying to refinance mortgage with bad credit is that they are getting turned down either due to lower income or due to having bad credit. Unfortunately, a lot of people have bad credit and can't get a loan. So many credit companies are becoming stricter with their lending policies, and income and credit are the top two. They just will not give a person with lower income and bad credit... credit cards to pay for everything if you lose your income and they are afraid that they would not get

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